How You Benefit
G&A Provides Affordable Comp from Highly Rated Carrier
As an integral part of our bundled human resource outsourcing and administrative services, G&A provides workers compensation insurance that covers our clients and their employees. We also provide loss prevention services to minimize the risk of on-the-job injuries, and aggressive workers compensation claims management to minimize the cost of accidents that do occur. Our rates reflect our purchasing power, sterling loss history, and our longstanding relationship with our highly rated carrier, Texas Mutual. So, if your workers comp costs are sapping your profits, or your carrier is not “A” rated, give G&A a call.
Challenge:
One of our clients is a large contractor with nearly 200 employees. They work for a “Who’s Who” list of corporations that require our client to show proof of workers comp coverage before they can begin a job. In the past, the contractor’s customers accepted coverage from virtually any carrier. Now, the same customers mandate that an “A” rated or equivalent carrier provide coverage. Our client had coverage through another PEO with “C” rated paper. When one of their customers threatened to pull a sizable contract if they could not provide proof of coverage with an “A” rated carrier, they began to look for another provider.
Solution:
When they first contacted us, they challenged us to provide suitable workers compensation coverage at rates that were competitive with their current arrangement. They also wanted to know how quickly we could move. Within a few days we met with them to discuss their problem, gathered information to price our services, and delivered a comprehensive proposal that addressed their needs. We quickly became their new HR and administrative services provider. We immediately issued Certificates of Insurance to all of their clients showing coverage with Texas Mutual, a carrier that easily met the rating requirement. They soon had a number of people on the new job and it’s been business as usual ever since.
