Protect Your Team and Your Company With Workers’ Compensation Insurance

Minimize the risk and costs of on-the-job injuries with workers’ compensation insurance and workplace safety expertise from G&A.

Workers' Compensation Insurance & Expert Claims Support

Accidents happen—even in the safest workplaces. G&A’s workers’ compensation insurance gives you an extra layer of protection, along with the peace of mind that comes with knowing your employees and your business are protected.

G&A’s workers’ compensation services provide you with access to a team of experts who can answer questions and explain coverage requirements. And if on-the-job injuries happen, G&A will handle the workers’ compensation claims and expedite the process of getting your employees the help they need to recover and return to work.

Coverage under G&A's workers’ compensation insurance program includes:

  • Competitive rates through one of the world’s largest insurance companies
  • Administration of workers’ compensation policies
  • Expert claims management, including investigation of fraudulent claims
  • Ability to utilize G&A’s low experience modifier rate (EMR) in most states
  • Handling of annual workers’ compensation renewals
  • No deposit fees
  • No monthly payroll reporting
  • No monthly premium payments
  • Pay-as-you-go based on actual payroll
  • No post-expiration workers’ compensation audits
  • No additional premium surprises after an audit
  • Access to G&A’s safety services, when you participate in a G&A workers’ compensation plan

Common Workers' Compensation Questions

Hefty deposits and high premiums can make acquiring workers’ compensation insurance for small businesses feel out of reach, while the administrative burden can put undue stress on your team. Professional employer organizations (PEO), which provide full-service HR outsourcing services, offer an affordable solution for your business.

G&A Partners is a leading national PEO that offers access to competitively priced workers’ compensation insurance plus back-office assistance with workers’ compensation admin and claims, HR management, payroll, benefits, compliance, and more.

Have more questions about PEOs and workers’ compensation? Here are answers to common questions.

A: Most PEOs offer workers’ compensation and claims administration services as part of their HR outsourcing solutions. G&A Partners is a leading national PEO that provides human resources services such as HR management, payroll, benefits, compliance assistance, and more. Our solution includes access to competitively priced workers’ compensation plus back-office assistance with workers’ compensation administration and claims.

A: With most PEOs, workers’ compensation is included within their standard offering. Some PEOs allow carve-outs, which means you can maintain coverage through your current workers’ compensation insurance or medical plans.

A: Not necessarily. G&A Partners allows carve-outs. That means when you engage G&A for PEO services, you may either choose to obtain workers’ compensation insurance through G&A or maintain coverage through your current provider. However, keep in mind that many PEOs do not offer this flexibility. Insuring through G&A’s program eliminates the administrative hassles of managing a workers’ compensation policy and can produce potential savings you may not realize otherwise.

A: At G&A, we take a comprehensive approach to policy administration, with benefits such as:

  • Full claims management
  • OSHA recordkeeping and compliance assistance
  • Access to G&A’s low experience modifier rate in most states
  • No deposits or down payments
  • No monthly premium payments
  • Plus, our clients are charged on a pay-as-you-go basis as you incur actual payroll, making the process even more convenient.

A: With a PEO like G&A Partners, you can offload the administrative burden of policy and claims management and access valuable safety services. In most cases, G&A can meet or beat your current workers’ compensation rates. G&A’s claims management includes:

  • Simplified claims process
  • Claims filed by G&A
  • OSHA recordkeeping
  • Investigations conducted by G&A’s team
  • Access to regular status updates
  • Expedited process to ensure employees get the care they need to recover and return to work
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Manufacturer Streamlines HR, Reduces Expenses With G&A

When rising benefits costs became unsustainable, G-Con Manufacturing began looking for a better way to support its workforce. By partnering with G&A, they gained access to cost-effective benefits and a dedicated team of HR experts who helped streamline operations—allowing the company to stay focused on growth.

Achieve compliance with streamlined processes and HR technology.

Advanced HR technology automates and simplifies processes, making it easier to stay compliant across all areas of HR. Our integrated technology tracks employee documentation, protects employee data, provides visibility into potential risks, and more – all while our team manages your back office.

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