Support Overall Employee Well-Being With Ancillary Benefits
Voluntary benefits that support employees’ mental, physical, and financial health and wellness don’t have to be cost-prohibitive for small and mid-sized businesses. By partnering with G&A, you access comprehensive ancillary benefits and insurance plans at competitive rates, along with expert guidance in plan creation, employee support, and streamlined benefits administration.
Take your company’s benefits package to the next level with ancillary benefits that include:
- Dental insurance
- Vision insurance
- Flexible spending accounts (FSA)
- Employee assistance programs (EAP)
- LegalShield/ID Shield
- Accident & critical illness insurance
- Life insurance
- Disability insurance
- Telemedicine
- Pet insurance




Attract and retain top talent with a comprehensive benefits package.
Dental & Vision Insurance
Tailor affordable dental and vision plans to your employees' needs. G&A connects you with competitive plan options and handles the administrative heavy lifting—streamlining enrollment, managing eligibility, and supporting your team every step of the way.
Dental Insurance Plans
Give your team access to affordable dental insurance that encourages preventive care and helps manage the cost of more advanced treatments. Through our partnership with Guardian Dental Insurance, G&A offers a broad range of plan options, including traditional PPOs, PPOs with adult orthodontics, and DHMOs. Guardian’s PPO network, DentalGuard Preferred, is a comprehensive national network.
Key features of G&A’s dental insurance plans:
- Low monthly premiums for individuals and families
- Preventive care is covered at 100%
- Most basic treatments covered at 80% (minimum)*
- Major treatments and procedures covered at 50% (minimum)*
*Does not apply to DHMO plan.
Vision Insurance Plans
Vision insurance is a cost-effective way to round out your benefits package and support employee wellness. Through Guardian/VSP, G&A offers plan options with low out-of-pocket costs and comprehensive coverage for exams, lenses, and frames.
Key features of G&A’s vision insurance plan:
- Two coverage options
- Low co-pays for annual exams and replacement of lenses
- Coverage of frames and contact lenses over a certain dollar amount
- Low monthly premiums for individuals and families
Accident & Critical Illness Insurance
Protect your employees from the financial burden of unexpected medical emergencies with accident and critical illness insurance. By covering out-of-pocket medical costs such as deductibles and coinsurance and replacing lost income, these affordable voluntary benefits provide employees and their families with financial security during challenging times. G&A tailors accident and critical illness plans from Unum Insurance to your company's specific needs, ensuring you only pay for the required coverage.

Voluntary Disability & Life Insurance
Life can take unexpected turns. By offering the option of voluntary disability and life insurance coverage, you provide crucial financial protection for your employees and their families in the event of sudden injury, accident, disability, or death.
Voluntary Disability Coverage
Help your employees safeguard their income when injury or illness keeps them from working. G&A’s voluntary disability insurance—offered through Unum—provides financial protection by covering a percentage of lost wages. Our voluntary disability plans are flexible, affordable, and designed to ease the stress of unexpected disruptions, so your team can focus on recovery, not finances.
G&A voluntary disability plan highlights:
- Coverage is available to most employees for just a few dollars per month
- Covers 60% of an employee's income up to normal retirement age for short- and long-term disabilities
- Income protection that can be offered on a voluntary or employer-paid basis
Life Insurance Coverage
Give employees the peace of mind that comes with knowing their families are financially protected. With G&A, you can provide employees with affordable, flexible life insurance coverage that supports their families through loss—helping them cover final expenses, replace lost income, and plan for the future. Coverage can be voluntary or employer-paid.
G&A life insurance coverage includes:
- Lump-sum payment to beneficiaries up to $500,000
- Option to cover spouses and children
- Lifetime portability
- Includes accidental death and dismemberment coverage
- Employer-paid options include lump sum or salary-based coverage
Explore More Employee Benefits Services
Retirement Plans
Offer the security of a 401(k) plan with hassle-free administration from G&A.
Health Insurance Plans
Offer affordable Fortune 500-level group health insurance from leading carriers.
Employee Programs
Support employee well-being and boost retention with wellness programs.